Originally Posted by alyeska
I'm planning on a bareboat charter
this winter and was wondering if anyone could provide me with some information on trip insurance/trip cancellation insurance
? What does it cover? Is it necessary? Any reputable carriers that someone could recommend?
We got ours when we booked charters through the folks we booked with; same for classes
. Is it necessary? Well, it sort of depends. Consider the following:
You're at the hospital because a close family member is critical condition.
Your charter is leaving on a Sat morning but you won't get there untill Sat night because you are driving or your flight is delayed. If the charter is just you and it means you end up with a day less sailing, that is one situation. But if you are chartering with two other couples -- the boat is leaving and you missed the boat.
If you are willing to pay for the trip anyway then you don't need the insurance. If that would be a real pill, you're going to want it -- if only for the peace of mind.
As for the cost and what it covers, you're going to want to read the contract
Hope that helps.