If you know how to be thrifty on land, you can be thrifty on the water
. If you find it impossible to be thrifty on land, you will probably find it impossible to be thrifty on the water
We just got back from a cruise
. And, are constantly asked by our debt ridden friends, driving $40,000 vehicles, who spend money
like drunken sailors, how we can possibly do it. What can you tell them? Change your entire financial life patterns and you can do it too? It's an awkward conversation to have with someone to explain why they are working themselves to death in their sixties while we are retired in our 50's and cruising when we feel like it.