Many CF threads on this subject you can search. But basically, if you have a boat loan, you need insurance and one of the many reputable agents is http://www.imiscorp.net/
. They specialize in insurance for cruising couples ("Jackline") and also have other lines of coverage available.
- - If you own the boat with NO loans on it, you can opt for "Liability Only" which will satisfy boatyards
, etc. that require coverage before you can use their services. But you must be willing to accept the monetary costs of any damage to your own boat.
- - Check the previous threads for links to European insurance brokers for cruisers. Depending upon whether you plan to do any USA cruising or not the coverages may be better priced and have fewer restrictions.