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Old 05-11-2010, 20:54   #1
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Ben M-P's Avatar

Join Date: Oct 2010
Location: Southern California
Boat: Fareast, Mariner 40'
Posts: 177
Old Wooden Boat Insurance

I am looking at a old wooden boat (well, 1973) and have been looking at the options for insurance and haven't really found any really great options.
Any suggestions?

Boat: 36' LOD 49' LOA, 1973, Wood, california coastal waters (for now) liability only if possible (~300,000).

Or any other suggestions for getting a slip with out insurance?

I tried to find other threads but couldn't come up with anything.
Thanks ahead of time.

Godspeed, as you travel the wave-road.
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Old 06-11-2010, 17:44   #2
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Join Date: Oct 2008
Location: USA
Boat: FL12 12 ft rowboat
Posts: 184
Buy a copy of woodenboat magazine. There are usually ads for woodenboat insurance. Also check out BoatUS. They may have coverage.

"Dont tell me I can't, tell me how I can"
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Old 06-11-2010, 18:12   #3
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Location: Jupiter, FL
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Try Hagerty Insurance, they might insure the boat if it's in pretty good condition. If it's in not-so-good condition, you may have a tough time finding any insurance. Let us know what you find.
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Old 06-11-2010, 18:21   #4
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Location: Seattle
Boat: 1959 British Columbian Troller, 30' LOA, M/V "Puff"
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depending on the condition if the hull you can have a really hard time getting wooden boat insurance. you'll need a survey done in the last 24 months and any findings or recommendations satisfied.

grundy out of Pennsylvania is great! they don't require a survey and their rates are amazing. the boat must have a value in excess of $10,000usd for them to consider you.

hagerty is another good one but requires a survey.

of the mainstream insurance companies state farm has treated us OK and I recommend them too.

forget about your homeowners or auto insurance company as their coverage levels for things like salvage and environmental cleanup (if boat sinks) are substandard or nonexistent.

I wasn't really impressed with boatus either.

so far the hardest part of wooden boat ownership has been insurance.
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