spending $1500 for haulout and survey.
Nromally a insurance survey does not require a haul-out.
(It may vary from company to company, Boat Us for instance only needs an in-water survey. Allstate has been sending divers down to inspect the bottom...At their cost)
survey is $20.00 per foot, but the insurance survey is half, or $10.00 per foot.
Rates everywhere else is probably cheaper than Ft. Lauderdale
I used National Marine
Underwriter for years, untill they jacked up the premioum 300% all of a sudden.
The secret to in-expensive insurance these days seems to be The Power Squadron.