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Old 17-02-2011, 12:29   #1
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Join Date: Mar 2010
Location: North Florida
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Need Insurance Recommendations

I'm in the process of buying a csy 44 and I'm in need of some insurance advice. I'm new to sailing, but not to boating and I'm not very familiar with a boat of this size. My plan is to move the boat from the NE area to Maryland with a pro Captain and then store it on the hard for 1 year. It will only be in the water 1 week, and the Yard requires 500k liability to store it with them. Any suggestions on a carrier for my limited needs that will not break the bank. The hull value is about 80k.

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Old 17-02-2011, 13:49   #2
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Location: Between Block Island and Bahamas
Boat: Marine Trader 40' Sedan Trawler, 1978. WATER TORTURE
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for liability only, check with Progressive Ins. I got 100/300 liability for $100/year.

If you are going with full insurance, be sure to ask for "Port Risk" rate for the 11 months that the boat will be on the hard. Most ins companies have a reduced rate for boats stored on land.

"When one is willing to go without, then one is free to go." - doug86
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Old 17-02-2011, 13:57   #3
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Boat: 58 Taswell AS
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An insurance company will require a survey before they will insure a boat of that vintage.
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Old 17-02-2011, 15:00   #4
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Progressive is ready to insure my sailboat 300k liability with 6k hull insurance (tow/salvage). They have not requested a survey and I hope they don't. LOL, the boat is on the hard 8 hours from my house and we are working on getting it fully water ready.
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Old 17-02-2011, 15:02   #5
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I would suggest you speak with Al Golden at IMIS. If there is a way for you to do this he will know. Chuck

IMIS Home Page ~ International Marine Insurance Services
Chesapeake Bay, ICW Hampton Roads To Key West, The Gulf Coast, The Bahamas

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