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Old 31-10-2012, 11:20   #46
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Positive …

Recommendation:

Jack Martin and Associates - Morgan Wells
Marine Insurance

Responsive, Knowledgeable and Professional
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Old 31-10-2012, 11:47   #47
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Re: Insurance Recommendations – Let’s Try to be Positive …

I recently got a quote and the policy information from Royal & Sun Alliance (UK). Their policy is quite extensive compared to most others I have been seeing (barring Pantaenius, Commandeur, and Jackline, which also have good coverage), and price is fairly competitive (better than the 3 above) for extensive cruising (my area being South Pacific).

Rated A from AM Best and A+ from S&P.

Just another company to take a look at.

The policy I was quoted is called "Yacht Alliance Policy".
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Old 01-11-2012, 14:01   #48
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Re: Insurance Recommendations – Let’s Try to be Positive …

Originally Posted by kiltym
Just another data point on Panteneus. Received the following from them:

"Unfortunately due to your navigation and value of your vessel it does not meet our guidelines. Hull value must be $500,000 and over with Caribbean navigation"

This for a U.S. boat with U.S. owner.

Seems their rules change by where you plan on using the boat.
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Rec'vd almost the exact same msg although they included Hurricane season which was confusing because it begs the question what would the threshold be outside of hurricane season - I asked but did not hear back maybe Hurricane Sandy took away their keyboard.....same US Boat & Owner
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Did get a response to my question - saying it was $ 75,000 but would have to vacate Hurricane Zone during the season. Still think they would prefer the much higher value
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Old 09-11-2012, 21:55   #49
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Re: Insurance Recommendations – Let’s Try to be Positive …

Kiltym,
Royal $ Sun Aliance are marketing in Australia under Topsail Insurance. I've had an excellent quote from them + 10% discount for first year coastal cruising, advise you found them through Cruising Helmsman magazine....quote code CH!

Has anyone made a claim with this insurer and can recommend them?
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Old 08-01-2013, 18:53   #50
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Re: Insurance Recommendations – Let’s Try to be Positive …

Anyone had experience with Falvey Yacht insurance as a broker for XL Insurance? Their policy reads reasonable, financial rating seems good...

Falvey Yacht Insurance

Insurance | XL
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Old 27-01-2013, 03:21   #51
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Re: Insurance Recommendations – Let’s Try to be Positive …

Regarding liability... A million is probably more than enough. Even if you do run full tilt into a superyacht, you are unlikely to cause a total loss. Paint repairs will more likely be the order of the day, perhaps with some stuctural repair if you are managed to really stuff into another hull.
Does anyone 'self-insure' ie, liability and 3rd party insurance only?
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Old 27-01-2013, 05:39   #52
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Originally Posted by SteveT View Post
Pantaenius of Germany - Best going and sensible.
We have also been very happy with Pantaenius, both in understanding boats are not always on the east coast of the USA and excellent in the claims process.
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Old 27-01-2013, 12:15   #53
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Re: Insurance Recommendations – Let’s Try to be Positive …

Whauber - I take it you're cruising the Pacific? For the most part I've found European insurers willing to cover the South Pacific, but only at a premium to their Atlantic base - and of course, I'm looking for a superb insurer that has reps that sail, knows the Pacific, and gives great rates! (yes, I want it alll - gotta try )
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Old 23-06-2013, 14:22   #54
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Re: Insurance Recommendations – Let’s Try to be Positive …

Quote:
Originally Posted by nofacey View Post
Anyone had experience with Falvey Yacht insurance as a broker for XL Insurance? Their policy reads reasonable, financial rating seems good...

Falvey Yacht Insurance

Insurance | XL
I had a Falvey policy written via NBOA. I had it for two years. Then, I was advised by another sailor to read the policy very slowly. It states that the insured vessel must be deemed "seaworthy" at the time the policy is written. If ANY PART of the vessel is not seaworthy, the entire policy is voided. About the only way to prove the vessel was "seaworthy" is to have a survey done each year.

I have since moved to Pantaenius.
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