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Old 16-09-2011, 15:57   #1
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Insurance for One Year TransPacific Cruise - Any Recommendations ?

Hey guys. Looks like we have found a boat in CA. Anyhow we need to organize insurance for it. What companies do you guys recommend and not recommend? How much should I be paying? I have sent info to IMS and Bluewater. But after reading about bluewater here on CF I am not so sure about them as there appears to have been some customer service issues. The boat will not be registered under the USGC and will probably be registered in AU.

Cheers Guys!
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Old 16-09-2011, 16:00   #2
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Re: Insurance for 1 year trans Pacific cruise. Recommendations?

Try Trident insurance in WA. They prefer vessels $200k+ implying (in their mind) that more expensive vessels are more reliable, safer and less risk.
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Old 16-09-2011, 16:04   #3
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Re: Insurance for 1 year trans Pacific cruise. Recommendations?

So, Mate, what did you find? After all these days of searching, we're interested!

Cheers,

Jim
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Old 16-09-2011, 16:28   #4
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Re: Insurance for 1 year trans Pacific cruise. Recommendations?

Quote:
Originally Posted by Jim Cate View Post
So, Mate, what did you find? After all these days of searching, we're interested!

Cheers,

Jim
Ditto....
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Old 16-09-2011, 16:35   #5
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Re: Insurance for 1 year trans Pacific cruise. Recommendations?

Come what may!have been good to deal with, of course you only know how good your insurance is when you have to claim.
Cost usually comes down to a percentage of hull value plus third party, Pacific crossing insurance is not cheap about two and a half times Oz cruising area cost in my case.
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Old 16-09-2011, 17:22   #6
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Re: Insurance for 1 year trans Pacific cruise. Recommendations?

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Come what may!have been good to deal with, of course you only know how good your insurance is when you have to claim.
Cost usually comes down to a percentage of hull value plus third party, Pacific crossing insurance is not cheap about two and a half times Oz cruising area cost in my case.
How much, So I have some idea.
Thanks Brian,
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Old 16-09-2011, 20:31   #7
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Re: Insurance for 1 year trans Pacific cruise. Recommendations?

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How much, So I have some idea.
Thanks Brian,
Just get a quote it'll be a couple of grand.
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Old 16-09-2011, 21:21   #8
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Re: Insurance for 1 year trans Pacific cruise. Recommendations?

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Just get a quote it'll be a couple of grand.
Quotes for vessel 2003 Catalina 42. Sailing California to Queensland,
1 year @ Hull value $165,000:-

1. IMIS.......$3874.00

2. Pantaenius.....$4347.50

Dragon Lady is quite right, every boat will be different according to values and parameters you set!
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Old 16-09-2011, 21:53   #9
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Re: Insurance for One Year TransPacific Cruise - Any Recommendations ?

Thanks to both of you,

So far, The insurance companys I have contacted dont insure offshore, Or nothing over 7 metres,

Still waiting on Pantaenius,

I just wanted a ball park figure,

Brian,
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Old 17-09-2011, 04:11   #10
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Re: Insurance for One Year TransPacific Cruise - Any Recommendations ?

Quote:
Originally Posted by Mr B View Post
Thanks to both of you,

So far, The insurance companys I have contacted dont insure offshore, Or nothing over 7 metres,

Still waiting on Pantaenius,

I just wanted a ball park figure,

Brian,
We went with Pantaenius, but that's for NA, Atlantic, and Med insurance. For us and our friends they take about 2-3 weeks for initial reply, but on all follow-up contacts are quick.
Our friends had to file a claim with them (friends' boat got covered with paint from a mega-yacht nearby) and Pantaenius was good about paying for the work. That was in Europe.
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Old 17-09-2011, 11:35   #11
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Re: Insurance for One Year TransPacific Cruise - Any Recommendations ?

Did you guys have to set a rigid itinerary with exact islands and dates? I mean we have 5 months to work that out and I dont want to live by a rigid itinerary.

What boat did we get? Well not one I was even considering! I will leave that for another thread to keep this on topic.
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Old 17-09-2011, 19:37   #12
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You shouldn't need an itinerary, they will quote you for a specific cruising area that you are covered for.
They will also require you to provide sailing experience details for the crew.
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Old 18-09-2011, 07:27   #13
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Re: Insurance for One Year TransPacific Cruise - Any Recommendations ?

You might want to contact commendeur as well.

Commandeur verzekeringen | Yachtinsurance | Yacht Insurance | Ease of mind with excellent conditions

Just out of curiosity, what were the deductables on the quotes that were stated...

Quotes for vessel 2003 Catalina 42. Sailing California to Queensland,
1 year @ Hull value $165,000:-
1. IMIS.......$3874.00
2. Pantaenius.....$4347.50
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Old 19-09-2011, 16:31   #14
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Re: Insurance for One Year TransPacific Cruise - Any Recommendations ?

Bluewater Quote. Seems reasonable?

Navigation:
Waters of West Coast USA, Trans Pacific to Brisbane Australia via Hawaii,, Pafici Islands, New Caledonia and New Zealand then not exceeding 250 miles offshore.
A. HULL VALUE: $115,000.00
B. HULL DEDUCTIBLE: $2,300.00
C. LIABILITY: $300,000.00
D. PERSONAL EFFECTS: $10,000.00
Tender Limit: $5,000.00
Medical Limit: $5,000.00
Uninsured Boaters Limit: $25,000.00

Total Premium: $2,853.00
Discounted premium if you pay with check: $2,730.00
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Old 19-09-2011, 16:58   #15
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Re: Insurance for One Year TransPacific Cruise - Any Recommendations ?

I used Rich Haynie Yacht Insurance as a broker, they are out of Seattle one of their providers is Lloyds of London, they insure everything. Hope this helps.
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