Edward William marine / Northern Reef insurance? Do some homework before sending them the cash.
I got a quote from them via DG Marine via Coastal Passage
. Very competitive price
, no survey
required yada yada. My boat is fibreglass, but old ('69) and going onto a swing mooring
in Shute Harbour Qld which is being shunned by a lot of local insurers at the moment thanks to a couple of bad storms and a cyclone in recent times. I was just about to pony up the dollars for the premium, but the old "if it sounds to good to be true..." came to mind.
A bit of searching on the internet
gave me the impression that these guys rarely pay out on what should otherwise be legitimate claims. In fact the only evidence I found for them paying a claim for a boat damaged in Australia
was for someone who had to fork over something like $90000 out of there own pockets before this insurance company reimbursed them.
I was left with the feeling that sending money
to these guys was a waste of time, unless I simply wanted an insurance certificate to show to marinas
etc, and have since gone with a local insurer requiring survey and having a 50% higher premium, but ymmv.