I had a boat drag into me that then pulled my anchor
up and almost put my boat on a rocky beach in Trinidad.
I was uninsured but the other boat owner gave me the e-mail address of his insurer. The broker in Florida
had me faq the claim to a 510 area code (East side of SF bay
Calif). I then began an e-mail dialog with a representative from Lloyds of London in England
. I paid for the repairs
and a surveyor
in Trinidad verified the whole process. Six months from the date of the accident
the full amount was wired from a bank in Cape Town
, South Africa
to my account in the US.
My free advice? Stay calm, don't get confrontational, and keep the e-mail's flowing. regards John A