Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Rate Thread Display Modes
Old 31-05-2008, 19:55   #31
Registered User
 
orion1's Avatar

Join Date: May 2006
Location: Slidell, Louisiana, USA
Boat: William Atkin Cutter, 35'
Posts: 147
Images: 8
Wow, I am taken a back. This is really great info., and all from the dumbest post ever to this site.

To all of you open minded posters, my friend, has just informed me that he has the letter from Progressive and should have it to me tomorrow. He claims that they have accused him of having a commercial vessel. He has tried to explain, without success thus far, that documentation is not specifically related to commercial vessels. His boat is a Pearson 365.

Seriously, they seem to be somewhat confused by this marine insurance business.

He may be posting to the site in the near future as I have just sent the info to him.

Poor guy only has 14 days left on the policy.
__________________

__________________
"Love My Country, Fear My Government"
orion1 is offline   Reply With Quote
Old 31-05-2008, 20:00   #32
Moderator Emeritus
 
Pblais's Avatar

Join Date: Mar 2003
Location: Hayes, VA
Boat: Gozzard 36
Posts: 8,700
Images: 15
Send a message via Skype™ to Pblais
Quote:
His boat is a Pearson 365.
I supose it could be commercial but I sure can't see how. Sometimes when things go bad they don't get better. If he has a recent marine survey there are other agents in the sea. Actually my Allstate agent was pretty good. Not all general insurance agents miss the boat.
__________________

__________________
Paul Blais
s/v Bright Eyes Gozzard 36
37 15.7 N 76 28.9 W
Pblais is offline   Reply With Quote
Old 31-05-2008, 20:15   #33
Registered User
 
orion1's Avatar

Join Date: May 2006
Location: Slidell, Louisiana, USA
Boat: William Atkin Cutter, 35'
Posts: 147
Images: 8
You are so right Paul. We too have Allstate and they have been just great so far. I get concerned when renewal time arrives as our boat is over 30, and we had a small claim because of Katrina.

We had a house claim too. That was a Chinese fire drill, but we were satisfied in the end. The boat was first class from day one. It was difficult to believe we were dealing with the same company for both.
__________________
"Love My Country, Fear My Government"
orion1 is offline   Reply With Quote
Old 31-05-2008, 21:10   #34
֍֎֍֎֍֎֍֎֍֎

Cruisers Forum Supporter

Join Date: Apr 2006
Posts: 13,033
An insurer who doesn't understand what they are insuring, should be avoided like the plague.

I spoke to a Progressive auto agent last fall after being told they issue "agreed value" coverage. Nice guy, nice long chat, and it turns out they will SELL you "agreed value" but the fine print says they will pay "Agreed value OR...." and if you've agreed to a value that is less than what they call market price? You get the short end of the stick, after paying the premium based on the higher agreed value. Needless to say they didn't get my business.

If they don't understand what "agreed value" is, and they don't understand what a documented vessel means...Maybe they are best left to their primary market: Ordinary cars. (Although, their injured-in-the-crash pet medical coverage is a nice perq.<G>)
__________________
hellosailor is offline   Reply With Quote
Old 31-05-2008, 23:18   #35
Registered User
 
windsaloft's Avatar

Join Date: Apr 2008
Location: SF Bay area at present
Boat: Mason 33 and a Nordic Folkboat (wooden)
Posts: 172
Again, I will recommend IMIS (IMIS Home Page) not solely for coverage, but for good advice on what to look for and what to avoid. Our agent is Susan, and I have to admit that I have a fear, loathing and distrust of insurance companies, but in looking for our coverage, she taught me a lot and gave me a ton of info to make good choices so that I got what I wanted, not what someone wanted to pay me. I believe she can shop coverage for you at a variety of underwriters, but can also steer you to who will give you what you want.
__________________

__________________
When is the last time you tried something for the first time?
windsaloft is offline   Reply With Quote
Reply

Tags
documentation

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Value of USCG documentation? Wahoo Sails Rules of the Road, Regulations & Red Tape 18 07-09-2008 14:13
Documentation Papers Charlie Rules of the Road, Regulations & Red Tape 38 13-05-2008 09:56
Sailing without documentation kevinm Rules of the Road, Regulations & Red Tape 8 11-07-2007 05:51
Documentation Necessary for Bahamas ? Iain Rules of the Road, Regulations & Red Tape 12 29-04-2007 20:50
Documentation Costs Charlie Rules of the Road, Regulations & Red Tape 4 22-01-2007 19:17



Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 03:08.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.