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Old 15-07-2011, 08:54   #16
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Re: I'm in Canada and Need Insurance for Boat in the States

Just got off the phone with this one Rick. They wont cover me cause Im not from Ontario :S
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Old 15-07-2011, 08:57   #17
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Thumbs down Re: I'm in Canada and Need Insurance for Boat in the States

Bah! whats with these guys.... everybody's out of the office
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Old 15-07-2011, 09:48   #18
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Re: I'm in Canada and Need Insurance for Boat in the States

Patience, Grasshopper.
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Old 15-07-2011, 16:11   #19
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Re: I'm in Canada and Need Insurance for Boat in the States

Wow, i see what you mean. I am in a pretty similar position: I am buying a boat that I don't want to register in canada (and may never bring here, ever) but no american companies will insure it since I am canadian, but none of the canadians will insure it cause it isn't registered in canada!

i can't believe how difficult this is--I called because on my thread about flagging, people said ultimately the captain i can hire depends on insurance. What a crock of crap...

I don't want to bring my boat to canada because it will cost me another 300,000 to do so, which for me means ANOTHER investor in my business. What a PIA!!!!

Can i jump up and down and scream with you?
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Old 15-07-2011, 16:35   #20
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Re: I'm in Canada and Need Insurance for Boat in the States

I hate to say this, but if you don't need marine insurance for something like a loan I would just skip it. At least in the USA marine insurance has to be one of the most overpriced boat items, and that is saying a lot, and they don't make it easy to buy unless you fit into one of their mass-market categories. Plus, when you really need it collecting is not always easy.
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Old 15-07-2011, 16:42   #21
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Re: I'm in Canada and Need Insurance for Boat in the States

Your boat doesn't need to be in Canada in order for you to register it as a Canadian boat and you don't need to pay taxes until you bring it to Canada.
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Old 15-07-2011, 18:46   #22
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Re: I'm in Canada and Need Insurance for Boat in the States

You don't have to pay taxes until it comes to canada? what about duty?
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Old 15-07-2011, 19:19   #23
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Re: I'm in Canada and Need Insurance for Boat in the States

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Your boat doesn't need to be in Canada in order for you to register it as a Canadian boat and you don't need to pay taxes until you bring it to Canada.
ACK

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Originally Posted by toddsgirl0323 View Post
You don't have to pay taxes until it comes to canada? what about duty?
Duty? Payable with Canadian Custums / Douane when the boat enters Canada. If you don't enter Canada, no duty.

For registration in Canada the owner must be a Canadian citizen or a company registered in Canada.

ciao!
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Old 16-07-2011, 04:40   #24
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Re: I'm in Canada and Need Insurance for Boat in the States

Toddsgirl I got ahold of the International Marine Insurance that someone mentioned earlier and they said that it shouldnt be a problem for them to insure it... still waiting on a quote though.
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Old 16-07-2011, 06:34   #25
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Re: I'm in Canada and Need Insurance for Boat in the States

Nick, what does ACK mean?
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Old 16-07-2011, 07:18   #26
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Re: I'm in Canada and Need Insurance for Boat in the States

I know someone with a similar dilemma. He was unable to get any insurance in American waters. He ended up using a friend's American address for his insurance application, and it worked. However, insurance fraud usually ends badly if claims are ultimately filed. You may just have to sail American waters with NO insurance, and if you have a boat loan, you may just have to sail American waters realizing that in essence, you have no insurance on them.
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Old 16-07-2011, 07:33   #27
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Re: I'm in Canada and Need Insurance for Boat in the States

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Nick, what does ACK mean?
It means that I'm a geek and can't help myself writing that kind of responses but ACK is good and NAK isn't...

Acknowledgement (data networks) - Wikipedia, the free encyclopedia

ciao!
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Old 16-07-2011, 07:57   #28
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Re: I'm in Canada and Need Insurance for Boat in the States

Try this insurance company, it has been in business fro many years and they handle all kind of situations.

Camille Azzolin
Robertson & Robertson Yacht Insurance Ltd.
120 South Town Centre Blvd.
Markham ON, L6G 1C3
Direct: 905-752-8729
Fax: 905-754-3013

I'm not from ON, my boat will be in Kingston and everything went smoothly, they have some restrictions and/or premiums for south of the 40th paralel navigation.
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Old 17-07-2011, 08:19   #29
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Re: I'm in Canada and Need Insurance for Boat in the States

We used our residential broker to find insurance for the boat. He's been a real doozer from the get go and didn't let us down on the boat either. We bought the boat in Seattle and were able to bind the insurance on closing at which point she was still in the US registry. Then we brought her north and registered her with a SK port of registry because that is our residence. I can't remember the carrier for the insurance - "Beacon" maybe - but he had a couple of choices for us so they're out there if your agent knows what he is doing.
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Old 03-02-2014, 18:36   #30
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Re: I'm in Canada and Need Insurance for Boat in the States

I know that this is an old thread but I wanted to know if the Canadian was finally able to insure his Canadian registered boat while it resided in the USA.

I didn't realize that this would be a problem. Has anyone recently done this, or not been able to do it?
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