I have been doing this simple Excel spreadsheet on super yachts for years because everyone could understand and use it for their individual departments, even if they had never touched a computer before.
Or Stargazer I use the same for us (just simpler) Payment Codes but still with the ability to make payments in any currency to show me a running balance based on a monthly budget
I have made one up for Sea Life and it is really easy to use
Just enter your monthly guestimate Budget
(In A$) on the first (this is put in as a minus number that automatically goes in the Credit Column)… That way all your payments do not need a minus.
Then just enter all your costs in whatever currency you are using and plug
in the actual exchange rate you got as I show for Thai Baht or Malaysian, in column “G”
You do not type past column H as the rest are formulas.
If you accidentally type in the formula columns…no worries just select and “fill-down” those formula columns I,J,K to clean it up.
Column L is how I track any credit card or wire transfer payments.
Once you get used to it….very easy and once the entries are put in, learn how to use “DATA” and “sort” in the menus to organize by your payment codes or dates… whatever you like.
Hope this helps and seasons best!