We had an insurance survey done on our 24 YO boat during our last routine haul-out in Bradenton, Fla in January 2009 at a cost of $12.00 per foot. Unfortunately, the Surveyor took it upon himself to make a number of "suggestions" for measures and "improvements" that were above and beyond ABYC requirements because he "thought they were a good idea" that our ensurer subsequently made a requirement for continuing our insurance coverage (e.g. "weighing" our 5, 14 month old Kidda ABC dry chemical fire extinguishers which, of course, our Fire Extinguisher service
company though was very amusing--they either have pressure or they don't!). In view of the foregoing experience, I suggest you caution your surveyor to confine him/her self to condition, value and no more than ABYC requirements.