I've been reading and researching vigorously as everyone here suggests when you're new to boating
and cruising. So we read and read and read and read until our eyes hurt and asked tons of questions at marinas
and to people we know involved in cruising. Then we went over the forums
. Finally I think we have our plan coming together and wanted to lay out the short version here to see what you guys think.
To spend 2 years cruising. Extensive offshore
cruising included. We want to see the south Pacific
. It is a dream we share together. Not just one of us dragging the other along.
We're 27 and 26. We make 140k a year combined. We have a house but plan to rent it. It is our only major debt. We plan to have all other debt paid off by the end of the year and that will be our start of savings. We estimate that we can save about 130k over 2 years. Neither of us have any sailing experience. However, we're surrounded by knowledgeable people. (ex her Mom is a sailmaker
Out of that 130k we plan on spending 40k for a boat, 20k for outfitting, and budgeting 24k a year for cruising. That will leave us about 22k in an "emergency" fund for whatever might come up and strike at us that we cannot foresee.
We are not planning on carrying insurance
while we cruise
. We also do not plan to harbor in slips or marinas
if we can help it at all. We're not planning on taking many "modern" systems with us like electric windlass
, watermakers, air conditioning
, refridgeration, hot water
heaters, etc etc. We don't plan on eating out often. We're young, have strong backs, and aren't afraid of some discomfort if it means living a dream. We're hoping to make the booze last by going with cheaper liquor though....
We def want a safe boat, something forgiving of inexperienced sailors like us. We like some of the westsails for their room and rugged construction. We want a windvane
instead of electric autopilot
. We want serious ground tackle. A full keel
. Tiller steering
. Good rigging
. A well functioning motor
with great documentation
and a full set of tools. A good dingy and kayak
. Large water
tankage. Redundant GPS
and comm gear
We hope to save up enough cash and then buy the boat outright. Sail her for a year to a year and half in the coastal waters around our home. Occasionally make trips into the ocean for "shake downs". Vigorous education through doing as opposed to reading (what we're doing now). We also want to use that time to refit
the boat and tear it apart, learning
its systems. After we've reached our goal savings we'll put in notices at our jobs, clear the decks and leave for out 2 years of adventure. More if we can stretch the money
. We're quite unsure of the costs involved and have only made estimates in the middle of what most people say is expected.
What we fear:
That we're missing some big piece that will set us back. Something we're not seeing. Is our budget
What we don't like about our plan:
People constantly tell us it is dangerous, we're too young, inexperienced, poor, stupid, uneducated, etc etc to undertake an adventure like this. We also get lots of... "Why don't you sail the Carribean instead?" You know what... Because that isn't OUR dream. It reminds us both of all the past dreams we've lived out that involved hordes of people telling us it can't be done or shouldn't be done.
So kind people with experience in these sorts of things. Do you think this is a feasible plan? Is there some big gap in our logic? Are we naive to think a year of sailing every or every other weekend in all the weather/sea conditions we can find is enough to teach us the skills to leave our home? Are we wrong to budget
24k a year to live off of for 2 people? Are we silly to be looking at boats from 1970 and hoping to have a blue water capable pocket cruiser
bought and fitted for around 60k? Are we silly to think we we can anchor
out most of the time instead of going into marinas and spending more money?