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Old 02-10-2010, 15:28   #16
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Originally Posted by rtbates View Post
save and pay cash....no loan. no interest, and nobody telling your when and where you can sail...

Re-read this. Good advice. Boat loans are always a bad use of money and particularly so when you already have other essential debt such as school loans and living expenses. A boat is a luxury and should be considered the same as any other luxury, entertainment, discretionary expense, etc. as a small percentage of income. I'm assuming you are smart enough to also have some investment or savings apportioned from your income before considering a boat purchase.
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Old 02-10-2010, 15:29   #17
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AtomicPhil.....
If you like minimal then get a boat thats in fairly good condition that you can live on... why pay for an apartment AND a boat slip... something like this for example...






My Girl 27 ft. Admiral 1973 Sloop Loves to go out dancing with the wind. 2oo5 Tohatsu 9.8 hp remote controls. Wheel Steering,swing keel, fresh bottom paint spring 2010,vee berth sleeps two dining table drops down for two more. Double stainless sink with hand pump water tank">fresh water tank,Ice box, 110 volt refrigerator with 800 watt converter, 30 amp power cord, AC panel,DC panel,two batteries with selector switch, marine charger for two batteries. VHF, CD stereo system,three bilge pumps two automatic. Main and Gib lines run back to cockpit,110% and 140% jib all sails in great shape. $5,000.00 FIRM email my27sloop@yahoo.com

Its in New Bern NC.... there's also a Morgan 30 for the same in Oriental....
If I had the cash I'd be on a plane tomorrow..
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Old 02-10-2010, 17:25   #18
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Oh and GorillaToast about dating? You can absolutely date just be sure you are dating the right girl!
I've been fortunate the past few years; women don't seem to want to date me! and I doubt there are any here in central Ohio who dream of chucking their land-based lives for the cramped quarters of a sailboat.

Your advice about "keeping your eye on the goal" is spot on.
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Old 03-10-2010, 00:44   #19
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A timeshare sales presentation sort of resulted in us getting our first boat.
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Old 04-10-2010, 08:16   #20
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Yep. I also say buy a boat NOT attached to the bank.

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