A recent issue of their magazine talked about liability only coverage which surprised me. I was not sure they offered it. The issue with liability is wreck removal
. So basically most companies want to be sure your boat is sound and won't sink and most will require a survey
for wreck removal
I had progressive for a few year liability only, but they were having problems with boats sinking they had insured and marine
operators after them. They are a big company so can handle it, but I believe their liability only rates have gone up by like 4x in last few years. I had been paying $100 a year for $300,000 in coverage and $10,000 medical
My next boat is "on paper" 25'8" to fall under my homeowners. If i hit something hard enough to do serious damage their won't be much left to measure.