We have two hands so as we make a purchase
with cash (certified check) in one hand, the other hand is collecting keys and title.
Title companies are also called trust companies in some states. Why trust? It means when it is all said and done, while you are sitting and waiting, you have little guarantees , while you sit and wonder if your trust was well placed.
When I purchased my 32 ketch
sight unseen, the boat was in LA, the seller was in DC and I was in NE (braska). I wired the seller, a banker, the money and he FedEx,ed me the title. In my case, whole lot of trust on my part. I was not nervious, but had I been, I might have approached the deal differently.
Once the money was wired, a uship driver (I did not know) started a 1500 mile trip across deserts and mountains with my sailboat. A long story for another time.