You made data collection. Let's try to put it in perspective, now.
I think putting figures not alphabetically would provide a benefit!
First, all boat related, as for technical efficiency/works
It is a 15% of average running costs
Plus a 10% annual provision for x-ordinary items, as needs arise :-)
Then, costs related to boat mgmt
, a healthy 10% (wow! !!??)
Dockage another 15% (portofino, or Palermo? Posh marina, or a funky jetty?)
Thus, we reached 50% of budget to keep your mistress up&running
THEN, the human factor
Food and personal necessities (weekly, periodic...) a low 10%
Transportation, back&forth home base to family
Extra (alcohol, gadgets, trips ashore...) say 15%
It is 25% for living aboard in a decent way
We are left with a hefty 25% of extra-ordinary items (must have now) like alas medical
expenses, and Discretionary Items, like dining out (pizza or *** rest!?) etc.
Wishing the last 25% is for full blown pleasure/hedonism.... I comment this:
1.whatever your sailing area, average annual cost are the same. I feel like you spend 99% of your available pot.... correct?
2.dockage is a problem to any liveaboard
. How do you manage it, in summer, and in winter?
3. Insurance costs are so high! Do they include health
4. Which boat have you? Swan65' or Contessa 31' :-) :-)
5.please keep down alcoholic consumption
, unless you drink single
malt scotch 60eur a bottle (which is my advice, as compared to 5 bottles of commercial
6. Strikingly, sailing all around the world, from Nassau
to Sochi.... seems to cost the same... maybe you should account for running costs better on an AREA BASIS, better than annually..
:-) fair winds, gentle costs