Cruisers Forum
 


Join CruisersForum Today

Reply
 
Thread Tools Rate Thread Display Modes
Old 10-04-2015, 16:35   #1
Registered User
 
brownoarsman's Avatar

Join Date: Nov 2008
Location: Round Bay, Severn River
Boat: Formerly Pearson 28-1, now just a sailing dinghy
Posts: 1,320
Progressive sign and glide towing is great

I read a lot of questions online about this insurance policy before signing up for it, but few people had any reviews so I thought I'd offer my experience. My diesel was non operative and I had to get into the Marathon Marina from my anchorage in Bahia Honda to seek expert help. On advice from CF members, it was determined I shouldn't try to sail it onto the ball.
Thinking I'd save everyone a bit of money, I sailed the boat out of Bahia Honda and called sign and glide en route. Notably, I reached a rep right away, no holding or anything. Rather than let me reach Marathon, they wanted to send the tow right away! I talked them down from the ledge and we set up a waypoint where I'd call them.
They called Towboat US, I got picked up a mile south of the marathon bascule bridge and dropped on my ball. Bill was $450. I paid it directly, took a photo of the bill and texted it to sign and glide, and they are putting a reimbursement check in the mail overnight (I actually told them just to regular mail it to save them $s since I'm here a while). Fantastic! They even called to make sure I was alright when I forgot to call them after getting the tow, and called the tow captain when they couldn't reach me.
My understanding is that there are some restrictions on sign and glide, for instance I don't believe it covers hard ungroundings from my talk with the progressive rep (but that's really a motorboat problem), and they reimburse tow operators a max of $300 an hour. If you don't call ahead, you get a regular mail check rather than an overnight.
I'm pleased as can be with the whole experience.


Sent from my iPhone using Cruisers Sailing Forum
__________________

__________________
brownoarsman is offline   Reply With Quote
Old 10-04-2015, 17:50   #2
Eternal Member
 
monte's Avatar

Cruisers Forum Supporter

Join Date: Jul 2011
Location: Australia
Boat: Lagoon 400
Posts: 3,650
Images: 1
Re: Progressive sign and glide towing is great

Gee 450 is a fair chunk of change wouldn't he marina help you in with a rib?
__________________

__________________
monte is offline   Reply With Quote
Old 10-04-2015, 18:37   #3
Registered User
 
brownoarsman's Avatar

Join Date: Nov 2008
Location: Round Bay, Severn River
Boat: Formerly Pearson 28-1, now just a sailing dinghy
Posts: 1,320
Re: Progressive sign and glide towing is great

Didn't think to ask as the tow was free (for me). But I doubt the city Marina provides that service. I was surprised at the price too, but the time seemed right, 30 minutes from base to me, one hour under tow for the two miles (one from the bridge at 5 knots, and one at idle speed through the channel onto the ball), and half an hour back for him, at $225/hour. I had thought there base was closer to the harbor entrance. That last bit sure took a heck of a long time though - sort of reminded of a number of cab drivers who 'missed a turn' or 'took the long way due to traffic' on a slow night!
It's too bad, as all I really needed was a hip tow, but I have so far neglected to power my dinghy and wouldn't have wanted to do that singlehanded anyway. I will probably install an outboard bracket while here in marathon.


Sent from my iPhone using Cruisers Sailing Forum
__________________
brownoarsman is offline   Reply With Quote
Old 11-04-2015, 11:18   #4
Marine Service Provider
 
AnchorageGuy's Avatar

Join Date: Mar 2003
Location: Wherever the boat is!
Boat: Marine Trader 34DC
Posts: 4,618
Re: Progressive sign and glide towing is great

Why not just sign up for TowboatUS, which is the one that towed you, or Sea Tow, instead of a third party?

"My understanding is that there are some restrictions on sign and glide, for instance I don't believe it covers hard ungroundings from my talk with the progressive rep (but that's really a motorboat problem), and they reimburse tow operators a max of $300 an hour."

Hard groundings are far from only a powerboat problem, and TowboatUS reimbursement is 100%. So is Sea Tow.
__________________
Chesapeake Bay, ICW Hampton Roads To Key West, The Gulf Coast, The Bahamas

The Trawler Beach House
Voyages Of Sea Trek
AnchorageGuy is offline   Reply With Quote
Old 11-04-2015, 12:08   #5
Registered User
 
brownoarsman's Avatar

Join Date: Nov 2008
Location: Round Bay, Severn River
Boat: Formerly Pearson 28-1, now just a sailing dinghy
Posts: 1,320
Re: Progressive sign and glide towing is great

Sign and glide was less than $50 as an add-on to my policy, and covers tows from any operator, so I don't have to worry about network coverage (though I believe towboat us and seatow do this now as well). So partly a price standpoint, partly that I'll be going from Florida to maine and didn't want to worry about network, and partly because it was easy to have it all with one provider.


Sent from my iPhone using Cruisers Sailing Forum
__________________
brownoarsman is offline   Reply With Quote
Old 11-04-2015, 13:23   #6
Senior Cruiser
 
roverhi's Avatar

Cruisers Forum Supporter

Join Date: Aug 2005
Location: Kona, Hawaii, Carlsbad, CA
Boat: 1969 Pearson 35 #108 & 1976 Sabre 28
Posts: 6,003
Send a message via Yahoo to roverhi
Re: Progressive sign and glide towing is great

Glad it all worked out. Sounds a bit steep for the price but that's what you pay for with insurance. Tows are not cheap, the local tow guy wanted $200 to move my boat with an inoperable motor from one slip to another in the marina. Encouraged me to track down the fuel problem and fix it. Guess that makes $450 sound reasonable for a real tow at sea.

The one other time I called a boat tow outfit was when I was insured with Boat US. Had their basic policy so had a low threshold for what they'd pay. When I talked with the tow people, they were stacked up with other tows and couldn't get to me for hours. I was aground on a falling tide and they wouldn't have done me any good unless they'd been able to get there ASAP. The boat was already healing on its way to being high and dry. In talking with the tow people, it became real obvious that I'd have had to up the limit on my credit card for the tow so cancelled out. Rowed out a couple of anchors and waited for the tide to come back in.

Hopefully there are enough people that don't use the coverage so insurance is affordable for the rest of us. In any case, a $50 tow premium is really good insurance if you ever need a tow of even limited length or difficulty.
__________________
Peter O.
'Ae'a Pearson 35
roverhi is online now   Reply With Quote
Old 11-04-2015, 14:26   #7
Marine Service Provider
 
AnchorageGuy's Avatar

Join Date: Mar 2003
Location: Wherever the boat is!
Boat: Marine Trader 34DC
Posts: 4,618
Re: Progressive sign and glide towing is great

I guess I'm confused. You say the coverage is $300.00 max and the tow bill was $450.00. That's $150.00 plus the $50.00 you paid for coverage, so now you have $200.00 paid out of pocket. Much more than the annual fee for Towboat or Sea Tow. The next time could be considerably more. Our last tow would have been $2500.00 if we would have had to pay it. The cost to us for Towboat, 0. Not sure what you mean about "network coverage". Both Towboat and Sea Tow cover the entire Atlantic and Gulf coast. You just call over the VHF or their toll free number on the cell phone. This doesn't sound so cheap looking at it from this respect. Chuck
__________________
Chesapeake Bay, ICW Hampton Roads To Key West, The Gulf Coast, The Bahamas

The Trawler Beach House
Voyages Of Sea Trek
AnchorageGuy is offline   Reply With Quote
Old 11-04-2015, 19:44   #8
Registered User
 
brownoarsman's Avatar

Join Date: Nov 2008
Location: Round Bay, Severn River
Boat: Formerly Pearson 28-1, now just a sailing dinghy
Posts: 1,320
Re: Progressive sign and glide towing is great

Hi Chuck,
Sorry, I wasn't clear. The max coverage is $300 per hour of Towboat operator time. So if towboat us were to charge $350 per hour for their time, you would be on the hook for $50. Or, if it was a two hour tow, $100. Fortunately, sign and glide works this out ahead of time for you. At $250 per hour charged, I paid nothing for the tow (except the insurance premium which was a sunk cost).
And I think peter's point is a good one, if you only have one network and they're stacked up, nice to be able to get the other operator. (Though if one is backlogged they probably both are).


Sent from my iPhone using Cruisers Sailing Forum
__________________
brownoarsman is offline   Reply With Quote
Old 11-04-2015, 20:05   #9
Registered User

Join Date: Mar 2013
Posts: 1,440
Re: Progressive sign and glide towing is great

How many tows allowed per year?

One? Unlimited?
__________________
letsgetsailing3 is offline   Reply With Quote
Old 11-04-2015, 20:25   #10
Registered User
 
brownoarsman's Avatar

Join Date: Nov 2008
Location: Round Bay, Severn River
Boat: Formerly Pearson 28-1, now just a sailing dinghy
Posts: 1,320
Re: Progressive sign and glide towing is great

Not sure to be honest, so can't answer. Hope I never find out!


Sent from my iPhone using Cruisers Sailing Forum
__________________
brownoarsman is offline   Reply With Quote
Old 12-04-2015, 12:45   #11
Registered User
 
Cadence's Avatar

Join Date: Dec 2008
Location: SC
Boat: None,build the one shown of glass, had many from 6' to 48'.
Posts: 6,053
Re: Progressive sign and glide towing is great

Maybe am reading this wrong. The tow boat companies charge from portal to portal, that is their dock to their dock. As I read the OP he took advantage of the insurance co. fully well knowing that a tow was needed just for relocation of the vessel for repairs. Anyone but me smell a rat. Someone has to pay for that.
__________________
Cadence is online now   Reply With Quote
Old 12-04-2015, 13:14   #12
Marine Service Provider
 
AnchorageGuy's Avatar

Join Date: Mar 2003
Location: Wherever the boat is!
Boat: Marine Trader 34DC
Posts: 4,618
Re: Progressive sign and glide towing is great

One more comment on Progressive from my personal experience. We insured with them ONCE. They really gave us a lowball price for insuring our boat the first year. Then when it came up for renewal we saw a very significant increase in our premium. No claims, nothing changed. When I contacted them to ask why, their response was, because we can. We switched to Seaworthy and saw a major reduction in our premium. Bait and switch? I'll leave you to decide. Chuck
__________________
Chesapeake Bay, ICW Hampton Roads To Key West, The Gulf Coast, The Bahamas

The Trawler Beach House
Voyages Of Sea Trek
AnchorageGuy is offline   Reply With Quote
Old 12-04-2015, 13:56   #13
Registered User

Join Date: Aug 2013
Location: Saint Lucie county FLa
Boat: 35' Pearson sloop
Posts: 382
Re: Progressive sign and glide towing is great

Anchorageguy: I have grave difficulty believing any insurance company would reply, "because we can" they are in business to make money and such a responce would be contraproductive. And from a personal viewpoint, I have had Progressive insurance for years and I'm paying almost the same annual premium now as I was years ago for my boat. Which by the way is a 1972 , Progressive insured it and didn't even require a survey.
__________________
lesterbutch is offline   Reply With Quote
Old 12-04-2015, 14:39   #14
Marine Service Provider
 
AnchorageGuy's Avatar

Join Date: Mar 2003
Location: Wherever the boat is!
Boat: Marine Trader 34DC
Posts: 4,618
Re: Progressive sign and glide towing is great

Just passing on my experience from a little over a year ago. Chuck
__________________
Chesapeake Bay, ICW Hampton Roads To Key West, The Gulf Coast, The Bahamas

The Trawler Beach House
Voyages Of Sea Trek
AnchorageGuy is offline   Reply With Quote
Old 12-04-2015, 14:50   #15
Registered User

Join Date: Aug 2013
Location: Saint Lucie county FLa
Boat: 35' Pearson sloop
Posts: 382
Re: Progressive sign and glide towing is great

I don't doubt your word but I have some knowledge of the industry as my uncle was a top executive with Etna. I would certainly encourage you the call the company and request to speak with an executive in marketing, and tell him/her what happened. Believe me they will be grateful for the knowledge.
__________________

__________________
lesterbutch is offline   Reply With Quote
Reply

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
clear glide wire pulling lubricant as a bottom barnacle coating sdowney717 Construction, Maintenance & Refit 5 16-05-2012 11:12
Progressive Marine Boat Yard pmsi Commercial Posts 1 17-05-2011 11:37
Progressive Lunch - First Course emmo Provisioning: Food & Drink 13 12-12-2010 09:41
Progressive Anti-Fouling FraidNot Construction, Maintenance & Refit 4 01-12-2009 15:16
Progressive Insurance Submission info request skipgundlach Dollars & Cents 3 11-10-2007 19:35



Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 10:37.


Google+
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.