health insurance???

[bluewater]

Greetings to everyone,

Please help if you can...I seek information about what kind of health insurance you are using while sailing. I realize many out there are retired and with applicable health plans, but that is not our situation. We are two thirty-somethings, healthy, sometimes self employed, and currently sailing in Alaskan waters. I quit my office job last spring, forfeiting what insurance I had.

My research has led me to the new high deductible health insurance plan with Blue Cross. This seems adequate, but I cannot believe better plans don't exist.

I looked into short-term health insurance but would not at all recommend it. If one becomes ill with lasting effects, the short-term plan will cover only through its term. It will NOT renew and the sick person would be entirely without insurance as well as unable to get any.

Any suggestions out there?