Originally Posted by Stewart135
Does anyone have any experience of the Divers Alert network ( otherwise known as DAN) and their health insurance
We are looking around to change and I am have difficulty in believing the deal that I am getting offered by the them?
We are subscribers to the US DAN Travel Assist
evacuation and other related] service
[this is NOT insurance
From the above link:
[DAN] TRAVEL ASSIST
If outside the USA, Canada, Puerto Rico, Bahamas, British or U.S. Virgin Islands, call +1-919-684-9111 collect.
When you join DAN, you are automatically enrolled in DAN's travel assistance plan and your family is covered with your family membership. If you travel at least 50 miles/80 km from your permanent residence, TravelAssist is there to help 24 hours a day. DAN TravelAssist arranges emergency medical evacuations for any medical emergency - and provides many more benefits - for you and your immediate family members.
IMPORTANT: DAN TravelAssist must arrange ALL evacuations. If you make your own emergency evacuation arrangements DAN TravelAssist will not reimburse the cost... [More on website]
We think this service
is very reasonable and a no-brainer at $59US/year for up to 5 family members. [But it is not medical insurance!...]
In the US DAN also offers SCUBA
dive and trip related insurance
policies as well, but we don't currently subscribe to any of those.
Thankfully we have never had to use the service, but have read several published accounts of sailors who have and were very pleased with the [sometimes life saving] results in remote
corners of the world.
We have DAN Travel Assist phone# stickers on the insides our various first aid kits, carry the DAN card with our insurance cards, and have provided DAN and health insurance
details to the individuals who will receive the COSPAS-SARSAT validation phone
calls [and others...] should we ever set-off an EPIRB
, PLB, or other registered SOS device.
It is important to remember that if DAN doesn't make the medical evac arrangements you will be paying for them yourself.
Best wishes finding what you are looking for.