i've been
anchoring in
florida and the
bahamas over 30 years now, currently based in east central florida. here's my take.
i used a bruce (66lb with all 3/8" chain on a 37' cutter weighing 20000lbs) for a couple of years. worked great in florida. only problem is that in some places the 'sand' is really an oozy deep mud and any attempt to back it down and set it will simply result in you towing the anchor around the anchorage. i found it was best to just let it sit for a few minutes while you hold position so it sinks into the mud, then let wind and current set it. it eventually reaches the hard sand beneath the ooze and takes hold. i've had the same experience with other style anchors.
in the
bahamas i had so many holding problems with the bruce that i switched it out to my old 45lb cqr plow, which worked much better. never went back to the bruce even in florida.
i now own a 45lb manson supreme which is easily the best anchor i've ever owned. florida or bahamas it sets quickly and holds doggedly. can't say enough good about it.
as for chain, get all you can. i agree with everyone else here that 15 feet of chain is completely inadequate. as a cruiser your whole little world is depending on your
anchoring system every night and day. this is one of the boat systems you should spend the most time and
money on. for florida and the bahamas 100 feet of chain is enough as nearly all your
anchoring will be in 10 feet or so. add 50 to 100 feet of nylon line for those rare deep anchorages. also make up a snubber out of maybe 20 feet of 1/2" nylon line with a chain hook on one end.
remember that 90% of cruising consists of staying put in one place....
and if you're going to be in the daytona beach area drop me an email.