Welcome to Cruisers Forum!
I've spent many years in the Virgin Islands
and would like to offer the following advice for what it's worth.
1. A dingy is a very important accessory in the Virgins, as it is elsewhere in the Caribbean
. Sometimes, they are called upon to make longer-than-you-think trips in sometimes difficult choppy conditions. The larger the better.
2. Air inflatable
bottoms and air seats and the like are nowhere near as good as a RIB
with a hard, fiberglass
3. I know the Zodiac
model you mentioned is cheap
...under $1,000 on sale
in the U.S. But, you really get what you pay for. And, shipping
to the BVI will not be cheap
May I suggest that if you are not totally convinced that the Zodiac Zoom 260S is the way to go, that you first visit a local dealer of inflatables and check out what else is available? Also, ask around....at the bar! PegLeg or Pussers would be a good place to talk with other cruisers.
One local dealer you might visit is Tradewinds Yachting Services in Road Town:
Tradewinds Yachting Services
I bought a 9' Caribe inflatable RIB
from them about 10 years ago and have been very happy with it. Still in great condition.
Have a good time in the BVI....there's no better place for real sailing :-)