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Old 30-11-2017, 11:57   #31
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Re: Certifications and Insurance

In the US, I think the federal Congress passed the "plain English" contract laws in the 1980's. That has worked about as well as the War Powers Act (designed to prevent another Vietnam mess) has worked to keep our troops out of the Middle East and other places where Congress has not made the required formal declaration of war.
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Old 09-12-2017, 12:09   #32
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Re: Certifications and Insurance

Hello,
The issue of certification of competence for insurance is not as clear as many people think. Many companies do not require any certificate and will not even give a cheaper rate if you have one, but this is not always the case.
Boat charters do require a certificate of training (in Europe, usually ICC, which can be obtained directly with a RYA Day Skipper).
You are right that it is possible to learn a lot on your own. And if you are a self learner, you can save good money by doing it. Just make sure that you cover what is actually covered on for example RYA's courses.

However, I would not say that a online day skipper (RYA) is not worth doing. The fact that it is online does not mean that it is easy. There is quite a lot of work to be done (chartwork, reading, etc) that may not be straightforward for beginners. To complete the Day Skipper, it is also necessary to go for the Practical Course, which usually involves 5 days aboard.
Hope this helps.
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