Thanks for all the responses.
The Insurer is Club Marine
, whom I have found to be excellent in the past with not only their service
but understanding of a problem I had in the past when my Bimini
top blew off in a freak gust of wind
-120KPH - whilst moored at Rottnest Island a couple of years ago.
I am a qualified motor mechanic
, have worked as a diesel
fitter in mining camps, have ended up being the general maintenance
welder on an oil
rig and at 23 years of age, was in charge of over 50 guys on a LPG site in Algeria as 'Chef de Transport'.
In over thirty years of boating
I have resurrected a 28' wooden boat, built a 40' fibreglass kit boat and until just recently, was doing up the beautiful Lady Anne as a project
which I knew would take me well into my dotage.
I would therefore say I am a 'competent person' when moving around a vessel.
I moved the bed
in the master cabin
over to the centre six months ago and when I dismantled the cupboards which were built over the exhaust, managed to get my rather thin arm down behind the muffler
and felt underneath for any wear and tear. It was damp, which I thought was condensation
, but there was no 'flaking' which is common with cast iron when it starts to deteriorate.
To look at the muffler from the top it looks like it was the day it was installed.
We now know that the muffler was resting on a scalloped cross beam with no padding under the muffler to stop the vibrations so created a weak spot right where it sat. The engines when started - blew out the muffler.
Via my broker, we are challenging the insurance
company's ruling, but was hoping some other frustrated sailor out there had already gone down this rather debilitating road and would be able to give us a few tips.
After loosing all in my home in the Yarloop Fires at the beginning of the year - this has been an 'annus horribilus' for me.
Any advice greatly appreciated.