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Old 07-02-2016, 10:35   #1
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Join Date: Mar 2015
Location: MO
Boat: 1998 27' Rinker
Posts: 19
Insurance Question

We've got our boat and have it setting where we're going to live. We close on our house and move to Florida on March 4th! As part of our insurance I have to have a hurricane plan, what are everybody's thoughts and what do you plan on doing in case of a hurricane? Thank you

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Old 07-02-2016, 11:38   #2
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Join Date: Feb 2014
Location: Deltaville, VA
Boat: Moody M46 46
Posts: 249
Re: Insurance Question

Before spending too much time, call the insurance company and see what they will accept as an adequate plan. If their idea of adequate is solely to have it hauled and then blocked and secured in a yard, well, that is your choice. This is most likely the preferred course of action, but in addition, being in FL, the company likely will want some plan that covers the boat automatically if you are not around when the storm comes. You can make arrangements with nearby marinas to have your boat hauled in the event you are not around. Most and certainly the better insurance companies will split the cost with you for this, usually 50-50. Has to be a NOAA "named" storm and watch or warning issued for your area.
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Old 13-02-2016, 07:37   #3
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Join Date: Nov 2015
Location: Pt. Charlotte/Punta Gorda, fl area
Boat: None at this time, still looking for my next great looper
Posts: 38
Re: Insurance Question

MOODY46CC is spot on!
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