Cruisers Forum

Join CruisersForum Today

Thread Tools Rate Thread Display Modes
Old 01-12-2015, 13:12   #1
Registered User

Join Date: Mar 2015
Location: MO
Boat: 1998 27' Rinker
Posts: 19
Getting Closer!

OK, so are move to Florida should happen within 2 months! We have narrowed our Marina choice down to 2 (depending on availability) and have decided on what boat. I have a couple questions regarding the boat,
1. How are taxes paid on your boat if it is to be your primary residence? Do you pay sales tax up front or just property tax?
2. How is insurance handled on a liveaboard? Will I want to disclose that it is our primary residence? I want to make sure I'm insured properly so I don't want to try and cut corners, just trying to get the best rate.
Thank you for your help!
Robbie430 is online now   Reply With Quote
Old 01-12-2015, 18:12   #2
Registered User

Join Date: Feb 2008
Location: Middletown, RI & Stuart, FL
Boat: Pro-Line 32 Express "EASY GO"
Posts: 41
Re: Getting Closer!

As far as I know, you will not have to pay real estate tax on your boat even if it is your primary residence. Sales tax, yes.

Not sure about insurance. Would think an insurance company would be happy an owner will be onboard the boat most of the time they are insuring but you never know. I have read that certain insurers do not want their insured boats to be in a hurricane zone like Florida part of the year, but I would think you can find an insurance policy. There are hundreds of live-aboard boats in Florida.

Be certain to check with the marinas you are interested in that they accept liveaboards. Some do not allow them, some have a limited number of liveaboard slips.

Good luck. Be sure the boat you acquire has good A/C, espeically if you are on the western (hotter) coast.
jsschieff is offline   Reply With Quote

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Florida Keys Getting Closer to Loosing Anchoring Rights Coup d Amour Cruising News & Events 21 28-03-2012 06:38
The Restoration of 'Lady J' - Getting Closer to Being DONE ! CharlieCobra Construction, Maintenance & Refit 3 04-01-2011 09:19
Getting Closer to Sailing Off davegnvl Liveaboard's Forum 8 26-12-2009 08:34
Getting closer redbreast Multihull Sailboats 1 10-07-2008 15:10
Still getting closer - Status DanB_NC Families, Kids and Pets Afloat 4 13-06-2006 05:35

Our Communities

Our communities encompass many different hobbies and interests, but each one is built on friendly, intelligent membership.

» More about our Communities

Automotive Communities

Our Automotive communities encompass many different makes and models. From U.S. domestics to European Saloons.

» More about our Automotive Communities

Marine Communities

Our Marine websites focus on Cruising and Sailing Vessels, including forums and the largest cruising Wiki project on the web today.

» More about our Marine Communities

Copyright 2002-2015 Social Knowledge, LLC All Rights Reserved.

All times are GMT -7. The time now is 16:43.

Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.
Social Knowledge Networks
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2016, vBulletin Solutions, Inc.

ShowCase vBulletin Plugins by Drive Thru Online, Inc.