A couple months ago our 30ft monohull
broke loose in some high winds and drifted into a 65ft viking. It broke a stanchion on our boat and chipped about a quarter size of gel-coat just behind the bow of the viking. We just exchanged info figuring we would pay a couple hundred out of pocket to patch the gel-coat and everyone seemed cool, like it was a small matter, which it was to us. My husband fixed the stanchion and installed new spectra life lines for under $200.
The guy went home and a couple months later had the boat taken in for repair which seemed to require: haul-out, power wash, removal
of stanchions, windlass
, bulkheads, many patches, paint
. Basically he had his annual haul out
done knowing insurance
would pay for it all. We told Progressive that it was outrageous he is claiming all this work but they paid anyway, over $12k.