@Parito - Keep it for a while and sail the snot out of it.
Boat finances "never" make sense - don't try.
My boat has cost about $200 a month in maintenance
for 7 years. I am now investing about the entire worth of the boat in a refit
repair. If I sell it in a few months I won't worry.
I owe the boat for the 7 years of awesomeness I have had...
If I get another 7 years and have to do another $10k of repairs
, well... that's what boat owning is...
OTOH - If I sold it on as-is to a newbie sailor who underestimated the work or over-estimated his skills and the boat got abandoned or parted out I would feel I have a big karma debt outstanding.