<![CDATA[Cruisers & Sailing Forums - Dollars & Cents]]> http://www.cruisersforum.com/forums/ Insurance, financing, purchasing and buyers guidelines en Sat, 21 Nov 2009 04:54:58 GMT vBulletin 60 http://cdn.cruisersforum.com/forums/../ugala/forums/images/misc/rss.jpg <![CDATA[Cruisers & Sailing Forums - Dollars & Cents]]> http://www.cruisersforum.com/forums/ <![CDATA[Buying a 'Pre-Disastered' Boat]]> http://www.cruisersforum.com/forums/f128/buying-a-pre-disastered-boat-33089.html Sun, 15 Nov 2009 15:58:36 GMT I've been searching for a boat for a while now, and thus formulated a reasonable idea of what a boat should cost. I came across a boat at a very good price, and at the bottom of the posting was the note:

"This boat had a hard grounding in 2004 then a main refit has been done in 2004 2005"

Which obviously explains a lot.

I've asked for more info on the damage done and repairs carried out, but my questions for those more knowledgeable are:

1) can a boat which has had major repairs below the waterline be a good boat, or will it be weaker, prone to other issues like concealed water damage not repaired, etc?

2) would you buy a "repaired" boat?

Thanks,
Bill ]]> ctsbillc http://www.cruisersforum.com/forums/f128/buying-a-pre-disastered-boat-33089.html Surveyor Needed in Jackson, MS http://www.cruisersforum.com/forums/f128/surveyor-needed-in-jackson-ms-33087.html Sun, 15 Nov 2009 15:01:11 GMT I'm having trouble finding a surveyor willing to drive to Jackson, MS to take a look at a sailboat (a 30 footer) I'm interested in. Anyone know a good surveyor in MS or New Orleans who'd want to do the job?

Thanks. ]]> galliard http://www.cruisersforum.com/forums/f128/surveyor-needed-in-jackson-ms-33087.html Recent Insight on Boat Financing? http://www.cruisersforum.com/forums/f128/recent-insight-on-boat-financing-32990.html Thu, 12 Nov 2009 16:40:18 GMT I am in the market to look into boat financing, and wanted to get input and insight from the group on the ins and outs of the current market, lenders... I am in the market to look into boat financing, and wanted to get input and insight from the group on the ins and outs of the current market, lenders to avoid, etc.

Does anyone have any insight/thoughts/guidance??

Thanks. ]]> mdsilvers http://www.cruisersforum.com/forums/f128/recent-insight-on-boat-financing-32990.html Weekend Warriors - What Did You Spend this Year? http://www.cruisersforum.com/forums/f128/weekend-warriors-what-did-you-spend-this-year-32760.html Thu, 05 Nov 2009 22:17:30 GMT Tomorrow I have to go move the boat for haulout and winter storage. But I did get a hard half year of sailing out of it this year in the northeast... Tomorrow I have to go move the boat for haulout and winter storage. But I did get a hard half year of sailing out of it this year in the northeast and liked it enough to continue the learning curve and planning. Being my first boat and just to mess up my mind I held track of how much my hobby cost me this year. Not counting boat payments themselves I've spend $7495 on the boat, and after I pay the rest of the winter storage bill it's going to be around $8400. Looking at it the biggest costs were boat storage (mooring and winter storage) which were about $3400 combined. My next was the getting off the sand bar the first time I went out ($1600) that hope not to repeat (have insurance for this now). I do have some projects that need doing, only a couple that are "must do" and which are mainly cheap labor jobs for me. In the end I spent almost the same last year taking lessons and joining a sailing club.



Just wondering how everyone else made out?
Attached Files
File Type: xls boat exspenses.xls (13.5 KB)
]]> Don Lucas http://www.cruisersforum.com/forums/f128/weekend-warriors-what-did-you-spend-this-year-32760.html How To Make Safe Online Purchases ? http://www.cruisersforum.com/forums/f128/how-to-make-safe-online-purchases-32544.html Sat, 31 Oct 2009 03:37:41 GMT OK, this is not exactly sailing related except that I am trying to buy some gear for my boat. I found an ad online for a piece of equipment but the... OK, this is not exactly sailing related except that I am trying to buy some gear for my boat. I found an ad online for a piece of equipment but the seller is in CA and I'm in FL. First the seller offered to send the item after he received the money. Since we're talking $700 and I don't know him from Adam I declined and offered to do the deal COD, payment with certified funds.

The seller declined that, claiming he has been burned in the past with a counterfeit cashiers check. I can't argue against that since I know that can be a problem. I checked with UPS, FedEx, and the US Post Office. All offer COD options of secured payment but that means cashiers checks or money orders that the seller won't accept. No one I've found has a cash only option, in fact most will not accept cash at all.

Every other method I've checked essentially works out that the seller gets the money before I can get the gear which I'm not going to do. I checked Paypal which offers buyer protection but only if it is an eBay auction, but not for private sales.

I should add that after exchanging emails for a week plus checking the guy out online I'm 99% certain that he is legit and will not burn me, but at this point it has become a contest of wills as much as a security concern. Thought this would be a simple purchase but now I feel like I'm trying to do a hostage exchange at Checkpoint Charlie.

So anyone have any ideas? ]]> skipmac http://www.cruisersforum.com/forums/f128/how-to-make-safe-online-purchases-32544.html <![CDATA[Money Doesn't Grow on a Money Tree]]> http://www.cruisersforum.com/forums/f128/money-doesnt-grow-on-a-money-tree-32431.html Wed, 28 Oct 2009 08:59:43 GMT hello planing to buy a used catamaran one day about 200000 usd 40 feet what do you thing about the extra money you will spent, for insurence, ... hello
planing to buy a used catamaran one day about 200000 usd 40 feet

what do you thing about the extra money you will spent, for insurence, or whatewer you think ?
the plan is to live on it , sailing in diferente place for few year
try to found a job, the place i will be


Thank you for your advise ]]> phmadeira http://www.cruisersforum.com/forums/f128/money-doesnt-grow-on-a-money-tree-32431.html Survey Needed in Guatemala http://www.cruisersforum.com/forums/f128/survey-needed-in-guatemala-32329.html Sun, 25 Oct 2009 13:38:54 GMT Hi, i am interestd in purchasing a vessel in Guatemala. Does anyone now a decent surveyor there. BR Stephan Hi,
i am interestd in purchasing a vessel in Guatemala. Does anyone now a decent surveyor there. BR Stephan ]]> Jaegerstc http://www.cruisersforum.com/forums/f128/survey-needed-in-guatemala-32329.html Boat Lettering / Graphics Company Needed http://www.cruisersforum.com/forums/f128/boat-lettering-graphics-company-needed-32315.html Sat, 24 Oct 2009 15:17:58 GMT You have you used to do your vinyl graphics ? There are so many companies to choose from.... I would like a gold lettering, (imitation of course)... You have you used to do your vinyl graphics ?
There are so many companies to choose from....
I would like a gold lettering, (imitation of course) and would want to see exactly how it would look prior to plunking down 300 bucks for it.

Thanks,
Bob ]]> bobfnbw http://www.cruisersforum.com/forums/f128/boat-lettering-graphics-company-needed-32315.html Sailboat Rentals? http://www.cruisersforum.com/forums/f128/sailboat-rentals-32255.html Thu, 22 Oct 2009 23:13:22 GMT After I take sailing classes, is it possible to rent boats before I buy so I can get an idea of what I might want? Would I be able to rent one for a... After I take sailing classes, is it possible to rent boats before I buy so I can get an idea of what I might want? Would I be able to rent one for a weekend trip? If I am really only able to sail a few times a year would it be cheaper to rent a boat than to own one (maybe for a week at the longest)? ]]> miketmbt http://www.cruisersforum.com/forums/f128/sailboat-rentals-32255.html american insurance company needed http://www.cruisersforum.com/forums/f128/american-insurance-company-needed-32232.html Thu, 22 Oct 2009 10:30:57 GMT We just bought a 50' Orion and have to insure her via USA broker as she is USA flagged

Any advise based on experience with good insurer:rolleyes: ]]> Xpets http://www.cruisersforum.com/forums/f128/american-insurance-company-needed-32232.html